Is government schemes beneficial for the Lower class of the society?
Are the people in the urban as well as rural aware of the schemes?
Before any start, I would like to make you aware about the various important schemes till now updated from 26th may 2014.
- Make in India
- Digital India Programme
- Skill India
- Smart city mission
- Atal Pension Yojana
- Deen Dayal Upadhyaya Gram Jyoti Yojana
- Pradhan Mantri Suraksha Bima Yojana
- Pradhan Mantri Awas Yojana (PMAY)
- Beti Bachao Beti Padhao
- Pradhan Mantri Jeevan Jyoti Bima Yojana
Let’s have a keen look over these schemes and the implementation..Firstly, about the ” Make in India”, The Make in India initiative was launched by Prime Minister in September 2014 as part of a wider set of nation-building initiatives.Have a look on the PROS/cons section :
- PROS :
Tax to INDIA.
As the products are made in INDIA, Final product comes at relatively cheaper price.
Raise in GDP( Rupee gets stronger).
Better Economy :-Better roads, Better sanitation, Better Transportation, Clean and Green INDIA.( Depends on Govt )
Too much money for politicians to swallow.
Probably rivalry with USA.
The scheme has a global vision and should implement seriously with the healthy and selfless mindset.
- Digital India Programme,
It will be provide the better platform for the; both large and small enterprises.It will create the larger no. Of employment .It will create a strong bonding between citizens and govt.
Will the initiative be genuinely inclusive?As we know that most of the parts of India is still under the privileged and out of reach and unaware of the benefits of the schemes.
Alternative Focus :-
People of India feel the govt should concentrate on giving access to basic necessities like water, power and sewage.The backbone of the project , the national optical fiber n/w, has already run into massive infrastructure issues.
- SKILL INDIA, is a campaign launched by PM Modi on 15 July 2015 which aim to train over 40 crore (400 million) people in India in different skills by 2022. It includes various initiatives of the government like “National Skill Development Mission”, “National Policy for Skill Development and Entrepreneurship, 2015”, “Pradhan Mantri Kaushal Vikas Yojana (PMKVY)” and the “Skill Loan scheme”
- Skills and knowledge are the driving forces of economic growth and social development for any country.Countries with higher and better levels of skills adjust more effectively to the challenges and opportunities of world of work.”In India the percentage of youth in the field of skill development is still lacking behind.
The ground reality PMKYJ and its implementation in the ground level in the various parts of the india reflects backdrop. Many of the training franchisee don’t even exists.
- Pradhan Mantri Awas yojna: The much awaited Pradhan Mantri Awas Yojna has been launched by the Prime Minister Narendra Modi that envisages the vision of Housing for All by the year 2022.
Scheme is good and will provide the better and hygienic life, but still we encounter with the several such poor people spend their night under the road side and under the bridge.
- SMART CITY MISSION : Smart Cities Mission is an urban renewal and retrofitting program by the Government of India with a mission to develop 100 cities all over the country making them citizen friendly and sustainable.In the list of 181 smart cities of the world, The University of Barcelona (Spain) reported the list in ” ”The 2016 cities in motion India index”, the four cities of india are in the list but from the last. Mumbai(167 rnk),Delhi(174 rnk),Kolkata (179). Smart cities can make the difference and will definitely provide india a better infrastructure and opportunity of employment. Still the places which are under the list of smart cities are untouched. Government should focus it very keenly without any further political profit views.
- Atal Pension yojna: Atal Pension Yojana (previously known as Swavalamban Yojana) is a government-backed pension scheme in India targeted at the unorganised sector. As of May 2015, only 11% of India’s population has any kind of pension scheme, this scheme aims to increase the number.This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme and the contributions will be deducted automatically. Under the APY, guaranteed minimum pension of Rs. 1,000/- or 2,000/- or 3,000/- or 4,000 or 5,000/- per month will be given at the age of 60 years depending on the contributions by the subscribers.
Before discussing further i would like to spread the awareness about the pros and cons.
safe and secure, professional fund management.
low cost investment
benefit till end of self and spouse life.
low rate if interest.
penalty for default
Conservative investment mix.
”Till now lots of schemes are launched which can create a big difference and provide the citizens with a better standard of living. It is our duty to go through all the awareness sections as most of the parts of the rural background and sometimes the urban still lacks behind about the latest schemes.The poor and underprivileged sections of the society must be focused first. And the fund that is being sanctioned or assigned should be check according to the requirement and should reach in the right hands.
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